General Trina Kieswetter 9 Dec
2022 has been nothing but bad news financially for most Canadians. Our stock portfolios are worth a lot less, everything we buy costs more, and interest rates are making our mortgages and other loans a lot more expensive. More than ever it is time to tread carefully and avoid any financial mistakes, so we gathered […]
Read MoreMortgage Tips Trina Kieswetter 5 Dec
If you are in the market for a home or a new car, you are probably very familiar with your credit score. Lenders are one of the primary users of credit scores and it can have a huge impact on whether you get approved for a loan and just how much interest it is going […]
Read MoreMortgage Tips Trina Kieswetter 25 Nov
In the mortgage world, a “guarantor” is someone who guarantees the mortgage on behalf of the mortgage holder in the case that the mortgage holder cannot pay back the loan. Typically, a guarantor is used in a situation where the buyer has damaged or poor credit history or they lack sufficient income to qualify for […]
Read MoreMortgage Tips Trina Kieswetter 18 Nov
When it comes to getting a mortgage, there is a common misperception that a low rate is the most important factor. However, while your rate does matter for your mortgage, it is not the only component to consider. If you’re looking to get a mortgage, these are some other important factors that you should look […]
Read MoreReal Estate Trina Kieswetter 18 Nov
Are you dreaming about owning a rental property and making some extra income each month? Before diving into becoming a landlord, there are some things you should know from the advantages and disadvantages to some tips when it comes to buying a rental property. Advantages of Owning a Rental Property If you’re looking to purchase […]
Read MoreMortgage Tips Trina Kieswetter 2 Nov
Reverse mortgages are now becoming a more mainstream financial solution for Canadians 55+ ; they are being used by thousands of Canadians for a variety of reasons. Homeowners 55+ are unlocking their home equity for tax-free funds that don’t have to be re-paid until they decide to sell their home. Consider your own financial needs. […]
Read MoreMortgage Tips Trina Kieswetter 1 Nov
When it comes to getting a mortgage, one of the more overlooked elements is the option to be able to port the loan down the line. Porting your mortgage is an option within your mortgage agreement, which enables you to move to another property without having to lose your existing interest rate, mortgage balance and […]
Read MoreMortgage Tips Trina Kieswetter 21 Oct
If you have had to declare bankruptcy, you may be wondering what is next. Bankruptcy is not a financial death sentence. In fact, there are a few things you can do after declaring bankruptcy to help reset your financial status and get a mortgage in the future. While there is no wait requirement to apply […]
Read MoreGeneral Trina Kieswetter 13 Oct
It’s natural to have uneasiness over the state of your retirement preparedness due to the inherent uncertainties involved: How long will I live? Will my health or my spouse’s health fail? and when? How much will my current assets and investments grow in value? How will inflation impact the next 5, 10 or 20 years? […]
Read MoreMortgage Tips Trina Kieswetter 12 Oct
According to a recent study by Angus Reid, Seven-in-Ten Canadians say money is a source of stress1.You may feel the pressure of the current economic circumstances, such as rising inflation, which makes it more challenging to maintain your standard of living. More Canadians are becoming stressed about their financial situation, from increasing expenses such as […]
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